EARN STAPLES EASYREWARDS ON EVERYTHING YOUR BUSINESS NEEDS - FAST.

1% STAPLES easyRewards on every purchase - worldwide.
2x STAPLES easyRewards (that's 2%) on key business expenses like: phone, utilities & Internet, as well as well as on all Petro-Canada™ fuel, car wash, in-store purchases and Certigard™ auto repair and maintenance services.
3x STAPLES easyRewards (that's 3%) on every purchase at STAPLES/Bureau en Gros™ in Canada every day and up to 10x on promotional items as advertised.

Office supplies, equipment, furniture, postage, etc.1   $2,421 x3% easyRewards =   $73
Telephone, cellular, internet, utilities2 + $10,588 x2% easyRewards = + $212
Gasoline, car washes & auto repair3 + $5,200 x2% easyRewards = + $104
Total Expenditure on Key Business Expenses = $18,210   = $388

All Other credit card expenditures + $12,364 x1% easyRewards = + $124

Total annual credit card expenditures1 = $30,574
TOTAL EASYREWARDS EARNED PER YEAR     = $512

GET AN EXTRA 2 MONTHS TO PAY FOR ALL PURCHASES OF $500 OR MORE - INTEREST FREE* (minimum payment required)

Just make at least your minimum monthly account payment, and you will get 2 extra months to pay for large purchases without incurring any
interest - no matter where you shop. Use the extra 2 months cash flow to purchase inventory, materials, equipment, or anything else your
business needs to operate and prosper.

Average Number of Annual Purchases Greater than $5004       6
Average Purchase Value of Purchases over $5004     x $1,157
Months of Interest-Free Financing     x 2
Monthly Interest Rate (approximated as: 19.99% annual interest rate ÷ 12 months)*     x 1.67%

Total value of free cash flow / interest saved + $231
TOTAL POTENTIAL YEARLY BENEFIT TO THE AVERAGE SMALL BUSINESS**     = $743
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  • Free collision insurance5 on rental vehicles - often costing as much as $30 per day
  • Highly competitive rates on health & dental insurance5 - savings that could add up to hundreds of dollars each year
  • Tighter controls over your employees spending with Free Smart Data6 online expense management tool
  • Citi Price Protection5 refunds you up to $100 if you find a cheaper advertised price within 60 days of purchase
  • Free Extended Warranty Assurance5 - double the manufacturers warranty for up to one additional year
  • Purchase Assurance5 - your new purchase is covered for 90 days against theft and loss

**While we have attempted to demonstrate the potential value of annual benefits which could be earned by an average small business in Canada using the Citi STAPLES easyRewards Business MasterCard (the "Card") relying on research materials and assumptions which we believe to be reasonable, reliable and relevant, the value of actual annual benefits your business may earn will vary depending on your business' annual spending amounts and patterns using the Card.

1 Derrived from (i) MarketSense Inc. research study conducted in March 2008 amongst 1,146 business with fewer than 20 employees and demonstrating that the average small business spends 7.92% of total credit card expenditures on Office Supplies, and (ii) a MarketSense Inc. research study conducted in November 2008 amongst 1,472 businesses with 10 or fewer employees indicating an average annual credit card spend of $30,574. Doing the math: 7.92% x $30,574 total spend is $2,423 in office supplies.
2 Derrived from Statistics Canada 2006 Small Business Profile data indicating that the average combined cost for Utilities and Telephone and Telecom for small businesses (defined as those with revenues between $30,000 to $5,000,000 per year) is $10,580. Please Note: Not all utility companies accept credit card payments - please check with your local utility.
3 Based upon estimated spending of $100 per week for combined fuel, car washes and repairs at Petro-Canada.
4 Figures reflects spending behaviours as demonstrated by early adopters of the Card. *Applies to purchases of $500 or more including taxes. No interest accrues during the two month interest free period provided minimum payments are made when due. If they are not are not made when due you will lose the benefit of the "no interest with payments feature" and the standard annual interest rate of 19.99% will apply to the unpaid amount of any purchase. Please refer to the Citibank Business MasterCard Card Member Agreement for complete details.
5 Benefits and Services are subject to change. Insurance benefits are underwritten by licensed insurance companies. Citi STAPLES easyRewards Business MasterCard Health & Dental Insurance is underwritten by Manufacturer's Life Insurance Company (Manulife Financial). Details of coverage, including terms, conditions, limitations and exclusions are outlined in the Citi STAPLES easyRewards Business MasterCard Features, Card Services and Insurance Certificates provided with your Card.. Most non-insurance benefits and services are provided by independent companies who are solely responsible to you for the provision of those benefits and services. See Insurance Certificates for complete details.
6 MasterCard International Incorporated is the provider of the Smart Data Reporting service and is solely responsible to you for the provision of this service.